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‘DTF St. Louis’ Recap, Season 1 Episode 4: ‘Thunder Boys’
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‘DTF St. Louis’ Recap, Season 1 Episode 4: ‘Thunder Boys’

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Last updated: March 23, 2026 3:15 am
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DTF St. Louis

Missouri Mutual Life & Well being Insurance coverage Firm

Contents
DTF St. LouisSignal Up for the Vulture Publication

Season 1

Episode 4

Editor’s Score

3 stars

***

​After final week’s seething portrait of Carol as a devious black widow, this week’s intro affords up a extra sympathetic day in her life.
Photograph: Tina Rowden/HBO

“We’re the Thunder Boys, we’re gonna ace that mothafuckin’ life-insurance phys-i-cal!”

That’s been caught in my head ever since I watched David Harbour and Jason Bateman belt it in unison from their bizarre recumbent dad bikes. Think about my spouse’s alarm listening to my random exclamations of the phrase “life-insurance bodily” all through the week. Anyway, the second comes about midway by the episode, when Clark and Floyd — having solid a more in-depth bond on a wine-tasting bike journey — are getting Floyd match sufficient to cross the aforementioned life-insurance bodily so he can have higher peace of thoughts. Morbidity looms over Floyd’s description of the demons retaining him up at night time, alongside stepson Richard’s borderline persona dysfunction and faculty struggles and the tax debt weighing down on each rung up the limitless monetary ladder. “While you lie down in mattress, you are feeling like your coronary heart’s alleged to relaxation,” Floyd tells Clark over one too many glasses of pink. “My coronary heart simply races … like a chicken coronary heart.”

​Harbour’s tragicomic supply brings the merciless irony out of the phrase — this mild big’s fast little chicken coronary heart will solely discover relaxation when it stops beating completely — and his efficiency stays essentially the most participating ingredient of the collection, which makes it all of the extra a disgrace that the present’s nonlinear investigative framing system continues to get in the best way of the drama. It’s saving key info for thinly drawn “reveals” that posture as profound with out actually including something to the expertise. “Missouri Mutual Life & Well being Insurance coverage Firm” additionally places us again within the territory of a 48-minute episode that, with a tighter, much less back-and-forth narrative development, would have been a banger half-hour.

​After final week’s seething portrait of Carol as a devious black widow, this week’s intro affords up a extra sympathetic, if not equally incriminating, day in Carol’s life as proof for her life-insurance plot. The morning begins with Carol having to remind a low-energy, bubble-bathing Floyd that she’s umpiring at Little League video games on the park close to their home for additional money and to cancel with the lawn-maintenance guys like he stated he would the month earlier than. A montage of marginal cost-cutting measures that by no means fairly add as much as the additional money they want for getting Richard into faculty, updating his room furnishings, shopping for nicer plates and stuff for the family, paying remedy payments, and so forth. is adopted by Richard’s milk-bombing incident on the grocery retailer — leaving Carol completely wrecked on a patio chair within the yard simply in time for Floyd to stroll up and “be sincere” about Carol’s umpire gear turning him off. Linda Cardellini affords up a killer breakdown to the roaring refrain of the garden man’s infernal leaf blower. Hardly justification for (allegedly) plotting your husband’s loss of life for a life-insurance payout, but it surely stands out as a key second of understanding moderately than justification. Individuals make drastic selections contained in the hamster wheel of a deteriorating upper-middle-class suburban milieu.

On the present-day investigation entrance, there stays nothing concrete within the motive division to tie Carol to Floyd’s demise. No proof of an insurance coverage declare, however what’s up with this thriller key of their possession? Clark clearly acknowledges it however received’t say something about it. He’s extra thinking about reminiscing about how he and Floyd turned “Thunder Boys” for all times. A replay of his and Carol’s diabolical cornhole-party meet-cute with menacing Dutch angles deftly clues us in to how Clark is seeing this case in hindsight. In distinction, showrunner Steven Conrad shoots the wine-tasting bike journey just like the second-act fall-deeper-in-love tour in a rom-com. By the point Floyd provides his “chicken coronary heart” speech, you possibly can see Clark erupting with a deep want to really assist this man as a buddy and never as an confederate to his mistress’s opaque grasp plan.

​For each bodily gag or verbal punch line that doesn’t hit, this present continues to get a real stomach chortle out of me each week. This week’s episode bought me within the LOLs on the finish of the Thunder Boys workout-and-diet montage when Floyd passes (not aces) the life-insurance bodily and says “Clark is gonna be jacked,” to which the physician replies, “Is that your husband?” I additionally love the show of platonic male intimacy inherent in calling somebody your “cheese cop.” These pivotal recollections of Clark and Floyd’s buddy romance quantity to a different darkly comedian portrait of a unhazardous male friendship — full with nontraditional definitions of manhood that place significant friendships over monolithic energy — all constructed on a basis of lies and insecurities. Goodwill is corrupted on arrival by the fashionable advantage of avarice. Clark remembers Carol telling him that she needs a bodily and emotionally intimate relationship with Floyd once more, correctly studying the room and pivoting to attraction to Clark’s real love for Floyd. As she instructed her son within the final episode, she’s within the grind-set now — do no matter it takes to safe the ultimate bag.

​“Nobody’s regular. It simply appears to be like that means from throughout the road.” “Fashionable Love” delivers the thematic “key” to the collection whereas unwittingly signaling to Plumb what the literal thriller key is perhaps for. “That’s why everybody’s bought a P.O. field.” Holding the dialog from the middle of his curler rink — membership lights blaring as Peter Sarsgaard delivers a cliché soliloquy on the virtues of sexual impulsivity — is a tad apparent. It additionally strains credibility that that’s what it’d take to get Plumb and Homer to think about checking an area P.O.-box facility, particularly if suburbia is brimming with dildo-filled ones as “Fashionable Love” describes. As if on cue, the episode ends on our detectives discovering an insurance-policy notification within the P.O. field that matches the thriller key, adopted by a fast, cryptic flashback to Floyd discovering and exploring Clark and Carol’s room on the High quality Backyard. The lacking items of his inside battle stay a extra compelling thriller than the exact occasions of his loss of life.

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